Lipa Namba
Pay any till by its Lipa Namba. Type the number, check the shop's name, confirm with your PIN.
Duka la Baraka
Lipa Namba 304 118
304118
Karibu · From Kilimanjaro to the coast
Send moneylike a message.
Pay anyone with just their phone number. Top up from M-Pesa, Airtel Money or your bank, clear LUKU in seconds and scan to pay across Tanzania.
One balance.
Every way to pay.
9:41
AM
Habari,
Asha
Loco Pesa balance
TZS 266,500
Loco ID 575 261 1573Verified tier
Add moneyCash out
1 payment is waiting for you
Add moneyCash outPay billsLipa NambaMy QRRequests
Recent activity See all
Added from Airtel Money
+255 784 123 456
Move money between the services Tanzania already uses
M-PesaAirtel MoneyMixx by YasHaloPesaNMB BankCRDB BankLUKUDAWASALipa NambaDStvAzam TVHoly Grail POS
Built for the way Tanzania moves.
Boda fares, market runs, school fees and payday. Loco Pesa keeps up with all of it, right from your phone.
Personal
Everything your money does, in one app.
A phone number is all it takes.
Type their number or Loco ID, enter the amount and tap Pay. Money between Loco Pesa accounts lands instantly, with no fee, any time of day.
9:41
Balance TZS 266,500
JK Juma · 0754 *** 812
TZS 25,000
Free to any Loco Pesa account
1234567890
RequestPay
HomePayActivityAccount
Top up from the wallet you already have.
Move money in from M-Pesa, Airtel Money and other mobile money, or straight from your NMB or CRDB account. Cash out the same way.
9:41
Add money
Amount
TZS 50,000
10,00050,000100,000
From
M-
M-Pesa
Mobile money
AI
Airtel Money
Mobile money
MI
Mixx by Yas
Mobile money
HA
HaloPesa
Mobile money
NMB Bank
Bank account
CRDB Bank
Bank account
Continue with M-Pesa
LUKU tokens before the lights go out.
Pay LUKU, water, TV and more in a few taps. Save your meters, and your token appears on screen and by SMS the moment you pay.
9:41
Pay bills
LUKUDAWASADStvAzam TV
Meter number
0137 2245 8891
Amount
TZS 20,000
Token ready
4821 0937 5512 7740 3318
42.6 kWh · sent by SMS too
Saved
Home · Mbezi
LUKU · 0137 2245 8891
Water · Sinza
DAWASA · 2093-118
Point, scan, paid.
Pay at any shop with a Loco Pesa QR or Lipa Namba. No cash, no change, no waiting. The shop sees it the second you do.
9:41
Scan to pay
Point at any Loco Pesa QR or Lipa Namba
Mama Neema Café
Lipa Namba 558 210 · Kariakoo
TZS 12,500Pay
Pesa should move as fast as you do. From Dar to Dodoma, Mwanza to Mtwara, one app to send, spend, top up and get paid, in shillings, in seconds.
More ways to pay, fewer reasons to carry cash.
Lipa Namba
Pay any till by its Lipa Namba. Type the number, check the shop's name, confirm with your PIN.
Duka la Baraka
Lipa Namba 304 118
304118
Your own QR
Show your code and get paid on the spot. Perfect for the boda, the market stall or splitting lunch.
LP
Requests
Ask a friend for what they owe. They get a nudge, pay in one tap, and you both see it straight away.
Request sent
Neema owes you TZS 15,000
Chips mayai, Friday
Paid
+ TZS 15,000 from Neema
Live, always
Your balance and activity update the moment money moves, with a push alert for every shilling in and out.
Received from Juma+25,000
LUKU · Home-20,000
Added from M-Pesa+50,000
Straight to the bank
Cash out to your NMB or CRDB account, or back to mobile money, whenever you like.
NMB Bank
•••• 4419
CRDB Bank
•••• 2207
Business● Live
Get paid the momentthey tap.
From a single stall in Kariakoo to a restaurant group in Arusha. Take Loco Pesa at the counter, on your Holy Grail POS, or with a printed QR, and watch the money arrive live.
Holy Grail POSTable 4 · Order #2291
Chai ya tangawizi × 24,000
Chapati × 33,000
Mishkaki plate9,000
Juice ya embe2,500
TotalTZS 18,500
Scan with Loco Pesa
Paid with Loco PesaOrder #2291 closed · TZS 18,500
9:41
Business
Mama Neema Café
Today's sales
TZS 1,284,000
Payments
148
Avg. ticket
8,675
Live payments
Table 4 · POS+18,500
Lipa Namba+6,000
QR · Counter+12,500
You paid
TZS 18,500
to Mama Neema Café · Table 4
ReferenceLP-8F2K-91QX
FeeTZS 0
WhenJust now
Done
Lipa Namba and QR for every shop
Customers scan, pay and go.
Paid · TZS 6,000Lipa Namba 304 118
Kariakoo Market
No change? No problem.
Every sale lands in the stall's wallet the second it's paid.
Business account
A separate wallet for your shop, with its own Lipa Namba and QR.
Holy Grail POS, built in
Loco Pesa is a payment method at the till. The order closes itself when the customer pays.
Sales as they happen
Every payment lands on your dashboard and phone in real time.
Settle to your bank
Sweep takings to NMB or CRDB, or to mobile money, when it suits you.
TZS 0
to send between Loco Pesa accounts
24/7
payments, nights and weekends included
0
ways to top up, from mobile money to your bank
0
phone number is all you need to get paid
Security
Locked down.Lit up.
Bank-grade protection on every shilling, with a clear record of where your money goes. You stay in control, and you always know what is happening.
NIDA verified
Every account is checked against the national ID register before it can move larger amounts.
PIN and two-step login
Your PIN signs every payment. New devices need a one-time code too.
Three security questions
Only you can recover your account or reset your PIN, even if you lose your phone.
Money held in trust
Customer balances are held with licensed partner banks, separate from our own funds.
Alerts for everything
A push notification and SMS for every payment, so nothing moves without you knowing.
Maswali?We've got answers.
Can't find what you need? Our team is in the app, any time.
A Tanzanian phone number and your NIDA number. Sign up in the app, verify your number with a code, set a PIN and answer three security questions. It takes a few minutes.
Your money,on the move.
Download Loco Pesa and open an account in minutes. All you need is your phone number and NIDA.
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